Mobile Banking

Providing every Bank’s needs for Customers to make transaction on Mobile Banking applications that convenient, safe, and fastest in the new digital era.

Internet Banking

One of the needs of every Bank for Customers to conduct financial or non-financial transactions online through the Web, it is not only convenient but also a safe banking method.

Internet Banking Corporate

To help improve the quality of the Bank’s services in providing the needs of the Customer’s Company in conducting online financial transactions via Internet, safe and trusted.

Customer on Boarding

Facilitating the Bank to provide Out of Branch Services for New Customers who wish to open Time Deposits and Loans.

Bank Agent (Laku Pandai)

Application that can help the Bank to reach People who have never done Banking Transactions and Support the Government program “Laku Pandai”.

Why PAC?

Trusted

PAC has been trusted by more than 30 banks / non-banks. Consisting of 30 banks in Indonesia, 1 bank in the Philippines, and 3 multi-finance companies in the Philippines.

Integrated Solutions

PAC provides an integrated solution, One platform for all front-end channels of ATM switching, Mobile Banking, Internet Banking, Cash Management systems, Laku Pandai.

Ecosystem

PAC provides an ecosystem which includes electornic money ecosystem, Biller Ecosystem, retail ecosystem, fintech ecosystem and micro ecosystem.

Low Investment Costs

investment costs in low PAC based on opex (Pay as you grow). OPEX based represents a core measurement of a company’s efficiency over time.

Compliance Infrastructure

Safe according to OJK and Bank Indonesia standards. PAC is a digital banking solution equipped with a Fraud Detection System and Cyber Security.

Read Us on IDC Whitepaper

Kenali PAC lebih dekat dan lebih lengkap

Our Product & Services

Digital Channel

Learn More

Infrastructure & Operations

Learn More

Security

Learn More

Other Product

Learn More

Ecosystem

eMoney

PAC CASH is an e-money service published by PT Sarana Pactindo. PAC Cash can be used for payment transactions, purchases, and cash withdrawals using a mobile application. PAC Cash has the latest security technology that ensures all user data and transactions are always safe.

Our Customer

Since our founding, PT. Sarana Pactindo (PAC) has quickly become well-known as a trusted partner of many of the bank and billers. We have worked closely and successfully with government departments and major companies, and pride ourselves on meeting and exceeding our clients high expectations. Here, you can find a selection of the customers we already work closely alongside.

BPD

BANK UMUM

See our complete customer

SAAS

(Software as a Service)

Terverifikasi ISO/IEC 27001:2022

PT. Sarana Pactindo has been certified to the ISO/IEC 27001:2022 standard with the scope The information security management system in the provision of managed services digital banking and IT operations of the electronic money platform.

Learn More

Service Catalogue

Service Catalogue Attachment